Since its official launch in October 2012, more than 7.5 million people have been automatically enrolled into a workplace pension scheme. The government’s intention was to bring 10 million people in the UK into pension saving by 2018.


Employers will have to provide a workplace pension for eligible staff by 2018. This is called ‘automatic enrolment’.


Businesses must enrol and make an employer’s contribution for all staff who:


*Are aged between 22 and the State Pension age


*Earn at least £10,000 a year


*Work in the UK

Your staging date is when you need to start enrolling people, find out when yours is here.

The aims of auto-enrolment are simple: it obliges employers, irrespective of size or industry – both public and private – to provide a qualifying workplace pension to their staff, and to contribute to it. Not to do so by the staging date will result in fines.


The value of pension and the income they produce can fall as well as rise. You may get back less than you invested.