Are you covered?

In a 2016 survey carried out by it revealed that up to 60% of adults don’t have any form of life insurance. When you research the reasons why, the three most common reasons are:


It’s not a priority

People insure their cars, their phones, their house contents and their jewellery, but they don’t insure themselves. What they don’t realise is that if it weren’t for themselves, they would have none of those things to insure in the first place. Possessions can be replaced, but the person who bought them cannot.  When it comes to insurance, you should make yourself a main priority.


It’s too expensive

The cost of life insurance will vary depending on your age, health and lifestyle. So, for example, a healthy non-smoking 35-year-old will pay a lot less than a 50-year-old smoker who drives stunt cars for a living. But life insurance is affordable for everyone.


I’ll do it when I’m older

If the first two points are reasons not to buy life insurance, then this point should make you sign up now. The older you get the more life insurance will cost you, added to the fact that you may develop more ailments as you age which will increase the cost of premiums and make it harder to obtain too.


Death isn’t a maybe or an if I, it’s a when I. Nobody knows what’s around the corner, we can’t put a date in the diary, so make sure you’re covered and your loved ones are provided for.