The earlier you plan for retirement the more likely you are to achieve what you want when that time comes. Understandably it’s usually only when people near retirement that they start doing their calculations to see what’s in their pension fund. But if their retirement pot doesn’t have enough funds for your desired lifestyle in […]
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Mortgages made easy
Getting a mortgage takes a lot more work than just looking for a good deal and applying. You should understand which type of mortgage would be best for you and what qualifying criteria the various lenders have which is why we would advise speaking to an independent mortgage advisor. A ‘whole of market’ mortgage advisor […]
Early finish
Clearing your mortgage early could give you huge savings on interest payments and free up a lot of cash each month, but how can you do this? Remortgage regularly This will keep your interest rates as low as possible. If your home has increased in value, you’ll have a lower loan-to-value (LTV) ratio. This […]
Undercover mortgages
Many mortgage lenders will request you have life insurance as a safeguard to cover any outstanding mortgage in the event of your death. Understandably, for many young people buying their first home it probably isn’t something they’ve ever looked at before but is a requirement that needs serious consideration. Life insurance can cover any […]
Mortgage map for the Self-Employed
Your home may be repossessed if you do not keep up repayments on your mortgage. There’s now almost 5 million individuals registered as self-employed in the UK (source), and as this figure has continued to rise in recent years so have the number of mortgage applications for the self-employed. There’s no such thing […]
