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You should regularly review your cover and remember that inflation can reduce the value of the cover. If your premiums stop your cover will come to an end.
Your business depends on the skills, knowledge and experience of you and your employees. If someone who makes a vital contribution to your business, such as a specialist with knowledge that no-one else has, a top salesman or a senior manager, were to become critically ill or die, how would you keep your business going without suffering severe financial losses?
In the short term you might suffer a drop in sales which could affect your profits. If a key person suffered a critical illness such as a heart attack, cancer or stroke, they might need a long period of recuperation or may never be able to return to work. Key Person Protection could reduce your financial worries in this situation.
If you have key people in your business whose loss could affect your profits, or if you are a sole trader, you may want to consider this protection.
Our Key Person Protection allows a business to protect itself against the financial loss it may suffer from losing a key person due to death, critical illness, or disability.
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To chat to one of our experienced advisors about how they can help you don't hesitate to contact us on 01928 73 55 10, or complete our online enquiry form above and we will be in touch.