Businesses-Protect your key people

The most valuable assets to a business are the people responsible for its success and financial stability. These may be the directors or partners, shareholders or key members of staff.  Yet whilst businesses spend time and money insuring their building, its contents and the cars, their major asset, their key people remain unprotected. Have you […]

The 2017 Budget-How may it affect you?

National Insurance contributions and tax The National Living Wage will rise from £7.20 to £7.50 in April, for those aged 25 and over. Class 4 National Insurance contributions for the self employed are to increase from 9% to 10% in April 2018, then a further 1% increase in April 2019 to 11%. The increases which […]

The 2016 Budget-How the changes will affect you

Last week the Chancellor announced big changes in savings, tax and housing, but how does this budget actually affect you, we take a look. Savings The Lifetime ISA, revealed by Mr Osborne last week, is a tax free savings account for those under 40 years old that the Government tops up each year by 25%. […]