When applying for a mortgage there are lots of factors that will affect your eligibility: Your credit score Always check your credit score before applying for a mortgage as this will allow you to view what lenders see when they look at your mortgage application. If its not looking that good, it would be […]
Category Archives: Mortgages
The Good, The Bad and The Ugly
Your home may be repossessed if you do not keep up repayments on your mortgage. Re-mortgaging is where you take out a new mortgage on your property to replace the one you already have. There are many reasons people choose to re-mortgage, but we thought we’d look at when it’s a good time to […]
Getting on the property ladder
According to figures released from the office of national statistics today, the number of people aged between 22 and 29 who own a home has dropped. Ten years ago, 37% of this age group were homeowners, but in 2017 this had dropped to just 27%. There are lots of contributing factors for the decline, and why purchasing […]
Fixed-But for how long?
Your home may be repossessed if you do not keep up repayments on your mortgage. Last month both Lloyds Bank and Halifax launched 10-year fixed rate mortgages. There is talk that since the decision to raise the base rate in Aug to 0.75%, longer fixed rates may be looked at. However, anyone looking […]
Make yourself mortgageable
Your home may be repossessed if you do not keep up repayments on your mortgage. Getting a mortgage isn’t an easy process, so to help make you more mortgageable we have some tips to help put you in a more favourable position with lenders. Check your credit report We recommend checking this a […]
