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The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Over the years successful governments have endeavoured to simplify Pension Saving vehicles and the methods of drawing your pension at retirement. Changes made this year by the government and any changes made in the future mean the adviser role for many will always be needed on the subject of Pension Planning.
A pension is an investment vehicle made up of different assets – with certain tax breaks. All assets entail a certain degree of risk and it is important that before entering into any investment decision, that you understand the risks associated with these investments. Your risk profile changes over the years from typically more adventurous when young to more cautious approach in later life, as security of funds become upper most in your thoughts when approaching retirement.
We can work with you to assist in helping to understand the latest legislation changes, by regular reviews and also ensure your portfolio matches your risk profile throughout your life. Finally ensuring you have the right contract to draw your pension, giving security for family.
To chat to one of our experienced advisors on how they can help you secure financial future, contact us on 01928 73 55 10 or by filling out our contact us form and we’ll be in touch shortly.