Advice on Life Cover Plans
Please note, inflation can reduce the value of the cover and cover will end if your premiums stop. Covers have no cash in value at any time.
Have you considered how your family would cope financially if anything were to happen to you?
Life cover can provide your family with a cash sum if you were to die, or are diagnosed with a terminal illness during the term of your plan. This could be used to replace lost future income, and help give back the feeling of security for those left behind. At a difficult time it can help to ease money worries and prevent financial hardship.
The money can help with immediate expenses or act as a long term support for your family. For example, it could be used to pay off the mortgage or any loans, for funeral expenses, or to leave your loved ones with a lump sum.
You can choose to cover yourself or both yourself and your partner.
Critical illness with life cover
This is critical illness cover with life cover included. If you choose this benefit, it will cover you for whatever happens first; the diagnosis of a specified critical illness, diagnosis of a terminal illness, or your death, during the term of your plan.
Is it for me?
It would be a relief for you to know that you have done all you can to minimise the financial impact for your loved ones. However, this information shouldn’t be considered as advice to take out life cover. Please contact us if you would like advice on life cover.
Get in touch
To chat to one of our experienced advisers on how they can help you find the perfect life cover plan for you, please do not hesitate to contact us on 01928 73 55 10 or by filling out our online enquiry form above and we will be in touch.
Aspire 2011 LLP is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 30th January 2023
Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register under reference 440703 and 440718