Comprehensive Critical Illness Advice
Please remember that inflation can reduce the value of the cover and cover will stop if your premiums cease. Covers have no cash in value at any time.
Have you ever considered how you and your family would cope financially if you suffer a critical illness?
A critical illness can strike at any time, for more information read our blog on the “Importance of Insurance Protecting Your Family.”
The good news is that with medical advances and people are more likely to survive critical illnesses. However, they are still likely to take prolonged periods off work for treatment and recovery. Plus you may suffer both emotionally and financially.
Comprehensive Critical Illness Protection is designed to help you if you suffer a serious illness or have to undergo a certain type of operation. It can help ease your financial worries at a traumatic time for both you and your family.
A one off lump sum cash payment could help to pay off your mortgage, provide funds to convert your home or cover any care costs.
Some Comprehensive Critical Illness Protection include additional payments on additional conditions that may be less serious than other conditions that could still have a significant impact on your life.
Some covers may also include other added value services and benefits, as well as critical illness cover for your children.
You can choose Comprehensive Critical Illness Protection to cover yourself and your partner. If you choose to cover both of you then the plan will pay a cash sum on the first diagnosis of a specified critical illness.
The Financial Conduct Authority do not regulate employee benefits.
Is Comprehensive Critical Illness Protection for me?
It would be a relief for you to know that you have done all you can to minimise the financial impact a critical illness could create for you and your loved ones. However this information shouldn’t be considered as advice to take out critical illness cover. It’s up to you to decide if critical illness cover is right for you. For further information and advice please contact us.
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Aspire 2011 LLP is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 30th January 2023
Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register under reference 440703 and 440718