Pension Scheme Advice
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
As a result of the government’s recent pension reforms, UK employers now have a responsibility to provide a pension scheme for their employees.
Our experienced financial advisers can help you understand what those responsibilities are, which of your employees are eligible, and provide advice on the pension scheme that is best for your employees, and for your business.
What exactly are the reforms?
As the average UK life expectancy has increased, the government has started to encourage people to save for their retirement. One of the ways they have chosen to do this is to make company pension schemes mandatory for eligible employees.
These changes are being introduced gradually based on how many people a company employs, with the UK’s biggest employers already required to provide company pension schemes. Smaller employers will have more time to introduce a pension scheme; however, the sooner you begin the implementation process, the more likely you are to end up with a product that satisfies the needs of the government, your business and your employees.
The Financial Conduct Authority do not regulate auto enrolment and employee benefits.
Services we offer:
- detailed, personalised advice and consultancy for companies across a broad range of sectors;
- administration, actuarial and documentation services;
- advice on all pension types, including group pension plans, final salary, money purchase and key executive personal plans;
- ongoing advice and guidance for your business and your employees;
- annual valuation and performance commentary for all scheme members.
We believe in providing a personalised, face to face service to all of our clients, and will be happy to arrange for individual consultations with key members of your team to discuss the pension product that will best meet the needs of your business.
Get in Touch
To chat to one of our experienced advisors about how they can help your business implement the perfect pension scheme, please do not hesitate to contact us on 01928 73 55 10, or complete our online enquiry form and we will be in touch.
Aspire 2011 LLP is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 30th January 2023
Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register under reference 440703 and 440718